What does a workers compensation plan accomplish?

A workers' compensation plan is designed to provide benefits to employees who suffer job-related injuries or illnesses. When an employee is injured on the job, this plan effectively removes the financial burden of medical expenses and lost wages from the employee, ensuring that they receive appropriate care and compensation during their recovery period.

By covering medical bills and providing wage replacement, workers' compensation allows employees to focus on healing without the added stress of financial concerns. This benefit is vital in promoting the health and well-being of workers, as it serves as a safety net in the event of workplace accidents.

The other options do not align with the primary purpose of workers' compensation. For instance, while sick leave may be a benefit provided by an employer, it is distinct from workers' compensation, which specifically addresses work-related injuries. Similarly, retirement benefits and transportation costs are not covered under workers’ compensation, as the focus is on immediate medical care and income assistance related to employment incidents.